Do I Need an Attorney to file for Bankruptcy?

Friday 5th of October 2012 01:38:55 AM

Us Chapter 7 and Chapter 13 bankruptcy attorneys are fully aware that there is a long list of non attorneys willing to help you file bankruptcy for less than what an attorney would charge.

No doubt, it sounds completely self serving for me to tell you that I would never recommend anyone filing for bankruptcy without an attorney.

I am sure that there are many capable people doing good work to help debtors file chapter 7 or chapter 13 bankruptcy in Glendale, Burbank and Pasadena. I understand that debtors in financial trouble don’t have a lot of available cash. I tell you that this is not the time to skimp on costs.

Our Court system is complicated and difficult. It just is. Unless you have knowledge, training or familiarity with the bankruptcy court system, going it alone would be like to trying to perform surgery on yourself.

My other concern for you is getting legal advice. Paralegals, form preparers, or other non attorneys cannot give you legal advice. Non attorneys cannot advise you on whether you should keep a debt or not, oppose a motion or not, file papers on time, claim exemptions for assets you may keep, know which assets you stand to lose for payment to creditors, understand the long term implications of decisions you make in bankruptcy. There are so many considerations that could cause your bankruptcy to fail. If your bankruptcy fails, you do not get your debts discharged (forgiven
I receive several bankruptcy cases a week that were screwed up by debtors trying to go it alone or with non attorney assistance. It is oftentimes much harder and more expensive for the debtor to put these bankruptcy cases straight than it would have cost for me to do it right in the first place. It simply isn’t worth the risk in my opinion.). What’s worse, you could be barred from filing again.

Our consultations are free. Our offices serve the entire Greater Los Angeles area. We are local to anyone in the Glendale, Burbank or Pasadena area. You may reach us at our toll free number (888) 607-7460, which doesn’t cost you anything but your time. Find out where you stand.

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